Does all airplane ticket include travel insurance or you have to pay extra for it in traveling to Los Angeles

Usually the travel insurance is not included in your airplane ticket but there's an option during your reservation if you would like to avail or wants to be insured during your flight.

It's ok not to take it on short local flights but in taking long flights like going to Los Angeles this could protect you from luggage losses during flight connection or you'll be able to get your money 100% back if there's some reason you have to cancel your trip.

Travel insurance is not only your life insurance during traveling but there's also a medical and flight insurance.

Here are some common things that travel insurance covers

http://en.wikipedia.org/wiki/Travel_insurance

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